在德克萨斯城市达拉斯发生的一个奇异事件中，一家二手车经销商的高管承认欺骗福特汽车信贷有限公司和一些银行以近5000万美元的速度。
根据当地新闻社达拉斯新闻在达拉斯的Reagor Dykes Auto Group的首席财务官认罪，要求串谋对福特汽车公司的上述金融服务部门进行电汇欺诈以及一些银行。这里的首席肇事者被任命为45岁的财务官Shane Andrew Smith。他详细介绍了他和他的员工如何伪造文件，并对福特汽车信贷公司和银行进行电汇欺诈。骗局最终使受害者花费了约5000万美元。所有这些都必须由史密斯先生根据法院裁决偿还。
The US attorney dealing with the case, Erin Nealy Cox, said that the scammers used a variety of schemes from ‘dummy flooring’ to check-kiting as a means of committing the fraud, and described it as ‘blatant, large-scale fraud’. In the check-kiting process, employees would cross-reference checks across multiple banks and take advantage of the delay between the time a check is deposited in the recipient’s account and the time at which it is deducted from the payer’s account to inflate the company’s own bank balance. For committing ‘dummy-flooring’, employees would request loans under the guise of repurchasing sold cars and then use the money to cover other expenses. In addition to that, the employees would create fake documents called ‘dummy shucks’ with falsified dates of when a car was sold, gaining the company additional time to repay loans from Ford.
所有这些都是在CFO的指挥下完成的，史密斯先生，随着调查的继续，他现在面临最高20年的监禁。这是根据认罪协议必须偿还的5000万美元的补充。